Some reasons to consider hiring a public adjuster may include: You want professional guidance to make sure you receive a large enough claim payout. You don't understand the claims process and want an experienced insurance expert to handle the process.

Independent adjusters are paid by insurance companies to adjust the claim on their behalf, whereas 'public adjusters' work exclusively for the insurance policyholder. 'Public Adjusters' help policyholders with many of the complex provisions and processes involved with a typical insurance property claim.

The maximum percentage that a public adjuster in Florida can charge for a claim is 20% of the claim paid after you sign the contract with them. In the event of a declared emergency by the Governor's office, that fee is reduced to 10% for any claim made in the first year after the date of loss.

A public adjuster is a person or business that can be hired by a policyholder to negotiate an insurance claim with the insurance company. Public adjusters are hired by the policyholder; they are not employees of insurance companies.